privacy policy

Audrain County Title Company and Northeast Missouri Title, Inc. (ACTC/NEMO Title) are committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Privacy Statement applies to the ACTC/NEMO Title site and governs data collection and usage. Using the ACTC/NEMO Title site, you consent to the data practices described in this statement.

Collection of your Personal Information

ACTC/NEMO Title collects personally identifiable information, such as your email address, name, home or work address, or telephone number. ACTC/NEMO Title also collects anonymous demographic information that is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites.

ACTC/NEMO Title also automatically collects information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. ACTC/NEMO Title uses this information to operate the service, maintain its quality, and provide general statistics regarding the use of the ACTC/NEMO Title site.

Please remember that others may collect and use this information if you directly disclose personally identifiable information or personally sensitive data through ACTC/NEMO Title public message boards. Note: ACTC/NEMO Title does not read any of your private online communications.

ACTC/NEMO Title encourages you to review the privacy statements of Web sites you choose to link to from ACTC/NEMO Title so that you can understand how those Web sites collect, use, and share your information. ACTC/NEMO Title is not responsible for the privacy statements or other content on Web sites outside the ACTC/NEMO Title and ACTC/NEMO Title family.

Use of your Personal Information

ACTC/NEMO Title collects and uses your personal information to operate the ACTC/NEMO Title Web site and deliver the services you have requested. ACTC/NEMO Title also uses your personally identifiable information to inform you of other products or services available from ACTC/NEMO Title and its affiliates. ACTC/NEMO Title may also contact you via surveys to research your opinion of current services or potential new services that may be offered.

ACTC/NEMO Title does not sell, rent, or lease its customer lists to third parties. Occasionally, ACTC/NEMO Title may contact you on behalf of external business partners about a particular offering that may interest you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, ACTC/NEMO Title may also share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange deliveries. All such third parties are prohibited from using your personal information except to provide these services to ACTC/NEMO Title, and they are required to maintain the confidentiality of your information.

• ACTC/NEMO Title does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.
• ACTC/NEMO Title keeps track of the Websites and pages our customers visit within 
• ACTC/NEMO Title to determine the most popular ACTC/NEMO Title services. This data is used to deliver customized content and advertising within ACTC/NEMO Title to customers whose behavior indicates interest in a particular subject area.
• ACTC/NEMO Title Web sites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to (a) conform to the edicts of the law or comply with legal process served on ACTC/NEMO Title or the site; (b) protect and defend the rights or property of ACTC/NEMO Title; and, (c) act under exigent circumstances to protect the personal safety of users of ACTC/NEMO Title, or the public.

Use of Cookies

The ACTC/NEMO Title website uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, you personalize ACTC/NEMO Title pages or register with ACTC/NEMO Title sites or services. In that case, a cookie helps ACTC/NEMO Title to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same ACTC/NEMO Title Website, the information you previously provided can be retrieved, so you can easily use the customized ACTC/NEMO Title features.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the ACTC/NEMO Title services or Web sites you visit.

Security of your Personal Information

ACTC/NEMO Title secures your personal information from unauthorized access, use, or disclosure. ACTC/NEMO Title secures the personally identifiable information you provide on computer servers in a controlled, secure environment protected from unauthorized access, use, or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

ACTC/NEMO Title will occasionally update this Statement of Privacy to reflect company and customer feedback. ACTC/NEMO Title encourages you to periodically review this Statement to be informed of how they protect your information.

Contact Information

ACTC/NEMO Title welcomes your comments regarding this Statement of Privacy. If you believe ACTC/NEMO Title has not adhered to this Statement, please contact ACTC/NEMO Title at 573-581-5136. We will use commercially reasonable efforts to determine and remedy the problem promptly.